A multi-currency wallet for consumers to send money, trade crypto, create virtual cards, and pay bills across 48+ countries, with NGN, USD, GBP, and EUR support.

Screenshot of KeshPay website

Is KeshPay right for you?

Best for

  • Everyday money senders
  • Frequent travellers
  • Crypto traders
  • Online shoppers
  • Cross-border freelancers

What it does well

  • Multi-currency wallet
  • Crypto trading
  • Virtual cards
  • Bill payments
  • Gift card purchases

Things to check

  • Available payout countries
  • Supported currencies list
  • Virtual card limits
  • Crypto cash-out speed
  • Billers and merchants covered

KeshPay is a multi-currency wallet app for individual consumers who want to manage money across fiat currencies and cryptocurrencies in one place.

Key capabilities include:

  • Multi-currency balances to hold NGN, USD, GBP, EUR and supported crypto, with tools to send and receive money through instant P2P transfers by username or via bank transfer.
  • Crypto trading for assets such as BTC, ETH, USDT, BNB, and SOL, designed for quick buy and sell transactions inside the wallet.
  • Spending and payments tools, including virtual Visa and Mastercard cards for online purchases, bill payments (airtime, data, electricity, cable TV), and nearby payments using GPS or NFC.
  • Extras for personal money management, such as a shop and marketplace for gift cards and digital goods (including escrow-backed trades), plus invoices, pools and fundraisers, and games and rewards.

Available on Android and iOS.

Built for B2C users managing personal payments, everyday bills, and crypto activity.

Notable for supporting 10+ currencies and availability in 48+ countries, with features relevant to African users who need one app for transfers, bill payments, and multi-currency spending, backed by biometrics, 2FA, encryption, instant alerts, and card controls.

As of Jun 29, 2026, KeshPay is rated 4.9 on the App Store from 15 reviews and 4.6 on Google Play from 84 reviews with 5K+ installs.

Frequently Asked Questions About KeshPay

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