Banque Misr is a state-owned Egyptian bank founded in 1920 by Mohamed Talaat Harb Pasha as the first wholly Egyptian-owned bank. Headquartered in Egypt, it operates over 800 branches nationwide, serving more than 13 million clients with a network covering all cities and rural areas. The bank employs over 25,000 staff and maintains a paid-up capital of EGP 110 billion. It has an international presence with branches in the United Arab Emirates and representative offices in several countries including France, Germany, China, Russia, and Kenya. Banque Misr actively invests in early-stage fintech startups in Egypt. From March 2022 to July 2025, it participated in three funding rounds totaling $29 million, focusing on seed (two rounds) and Series A (one round) stages. Its portfolio includes Flend, a platform for SME financing and loan management; AGEL, offering Sharia-compliant trade credit; and Lucky, a cashback and discounts app for online and in-store shopping. The bank has co-invested alongside partners such as Plus Venture Capital, Sukna Ventures, and Egypt Ventures, supporting fintech innovation in Egypt.
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