Indo Zambia Bank

Indo Zambia Bank is a registered commercial bank in Zambia that serves individual customers, SMEs, and corporate clients with retail banking, business banking, forex services, and digital banking channels.

Key capabilities include:

• Personal banking products, including savings accounts (Save Plus, Classic, Privilege, Tisunge, Tonse, Salary), fixed deposits (Bumi Fixed Deposit A/C), and retail credit such as home loans, personal loans, vehicle loans, and Indo Green Asset Finance
• Business banking, including current accounts (Privilege, Classic, SME) and business credit options such as MSME loans, term loans, vehicle finance, agro finance, working capital finance, lease rental discounting, equity release, Indo Dairy Development and Production schemes, Indo Ka Sumfin Loan, and Indo Women Power Loan
• Forex and treasury, with published forex rates plus forex savings and current accounts, and support for international and foreign business banking
• E-services and payments, including Indo NXT Mobile Banking, Indo NXT Corporate Banking (internet banking), contactless Visa cards and POS payments, ZRA/NAPSA e-payments, wallet banking, a Self KYC Update Portal, and online call-back and grievance submission

Available on Web, Android, iOS, and USSD (*232#).

Target users include Zambian individuals, small and medium enterprises, and corporates and institutions needing day-to-day banking, credit, statutory payments, and digital account access.

It is notable in the Zambian market for its long-standing role in national development (founded 19 October 1984 through collaboration between the Governments of Zambia and India) and for integrations that support local payment needs, including ZRA/NAPSA e-payments and a partnership enabling MTN MoMo payments on IZB POS terminals nationwide.