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Employee health plans with telemedicine and provider access
IHMS HMO
A Nigerian HMO platform for individuals, SMEs, corporates, and seniors to buy health plans, find providers, and access telemedicine, emergency, and preventive care.
IHMS HMO Product Overview
Is IHMS HMO Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Nigerian SMEs
What It Does Well
- Health plan purchase
- Provider search in Nigeria
Things to Check
- Provider network near you
- Plan cover limits
About IHMS HMO
IHMS HMO is a Health Maintenance Organization (HMO) that provides health insurance coverage and care access for individuals, families, SMEs, corporate organizations, and seniors across Nigeria.
Key capabilities include:
- Plan purchase by segment: offers Retail, Corporate, SME, and Seniors plans, with online plan purchase through the web portal.
- Provider discovery and specialist access: includes a Find a Provider flow and care pathways that cover specialties such as cardiology, general surgery, paediatrics, dermatology, endocrinology, urology, oncology, and nephrology, depending on plan.
- Care delivery options: supports telemedicine and coverage for accident and emergency care.
- Benefits for complex and preventive needs: includes options such as maternity care (Pro-Life Benefit), chronic disease management and pharmacy benefits, adult immunisations, advanced investigations (including CT/MRI scans, ECG, EEG, EMG), cancer care (surgical, chemotherapy, radiotherapy with a waiting period), and renal dialysis (availability depends on plan).
Available on Web, Android, and mobile web via ihmsnigeria.com and app.ihmsnigeria.com.
Designed for B2B and B2C purchasing, serving individual customers as well as employers and SMEs buying coverage for employees, plus seniors who need geriatric-focused benefits.
Notable in Nigeria for its nationwide focus and long operating history (20+ years), with a plan structure that maps benefits and specialist access to distinct customer segments.
IHMS HMO Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
Variable pricingHealthcare plans have different prices, ranging from ₦44,910 to ₦488,150.75, with a custom plan option available for tailored coverage.
As of Oct 5, 2026, IHMS HMO is rated 4.3 on Google Play from 9 reviews with 1K+ installs.
Recent Reviews for IHMS HMO
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Great · 1 review
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How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workE
Emmanueletuk65
NG · 2 reviews
Jun 1, 2026
As an SME owner, IHMS HMO has helped us take better care of our employees. The corporate health plans are well-structured and easy to manage, and our staff now have access to quality healthcare without financial stress.
IHMS HMO Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About IHMS HMO
IHMS HMO is a Health Maintenance Organization (HMO) offering health insurance plans with access to a nationwide network of providers in Nigeria. You purchase a plan tailored to individuals, families, SMEs, corporates, or seniors via their web portal at app.ihmsnigeria.com, then use it to find providers, access telemedicine, emergency care, preventive services, and specialist consultations like cardiology or oncology depending on your plan tier.
Pricing varies by plan tier (Retail, SME, Corporate, Seniors) and coverage level, but specific costs are not listed publicly on the website. Contact IHMS HMO directly for quotes and plan details.
IHMS HMO operates in Nigeria with nationwide coverage.
Visit app.ihmsnigeria.com to purchase a plan online by selecting your segment (Retail, SME, Corporate, or Seniors) and completing the enrollment process. You can also call their support lines to sign up.
Yes, IHMS HMO has a mobile app called IHMS Mobile, which is available for download on the Google Play Store.
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