HXafrica

HXafrica is a web and mobile platform for individual investors who want to make fractional investments in real estate projects across Africa, starting from as little as N50k.

Key capabilities include:

• Wallet funding and investing flow: fund a wallet directly, choose an available investment, and stake funds into real estate opportunities.
• Investment transparency: view property details such as financials, timelines, visuals, floor plans, and 3D mock-ups to assess opportunities before investing.
• Returns and liquidity tools: track expected payouts and trade an investment for cash anytime; the platform also supports automatic capital plus earnings payout at project maturity.
• Real estate services beyond investing: access Rent-Gap-Financing (RGF) for bulk rent payments repaid in installments, Mortgage Pre-Financing (MPF) to cover a contributory down payment for a mortgage loan, and Direct Property Acquisition (DPA) to sell property and receive cash.

Available on Web (via https://hxafrica.com/login).

It targets B2C investors, from everyday earners to high-net-worth individuals, who want accessible real estate exposure regardless of income level.

Notable in Nigeria’s proptech market for stating full compliance under Nigeria’s Securities and Exchange Commission (SEC) and for supporting fiat and digital-asset payments, including a 100PAY VISA card option and use of HX Token for investment strategy participation.