Question 1

What is GoTyme for Business and how does it work?

Accepted Answer

GoTyme for Business (Retail Capital) is a South African business finance platform that offers working capital funding, Shari’ah-compliant finance, payment tools, and a founder community. Businesses apply online, and funding decisions are based on their turnover and underwriting, with no collateral required for the working capital advance.

Question 2

How much does GoTyme for Business cost?

Accepted Answer

GoTyme for Business (including the former Retail Capital funding service) has no monthly subscription cost, but it uses a fixed-fee funding model instead of interest, where you’re shown the total cost upfront before you accept any funding.

Question 3

What countries does GoTyme for Business operate in?

Accepted Answer

GoTyme for Business serves South Africa.

Question 4

How do I sign up for GoTyme for Business ?

Accepted Answer

You can sign up online through the GoTyme for Business website and complete the application in minutes. If you need help, you can also chat with a funding specialist.

Question 5

Does GoTyme for Business have a mobile app?

Accepted Answer

Yes, GoTyme for Business is available via the 'Flex for Business' app on iOS and Android.

Question 6

Who is GoTyme for Business best suited for?

Accepted Answer

GoTyme for Business is best suited for South African business owners and entrepreneurs, from side hustles to established SMEs.

Question 7

How do I contact GoTyme for Business support?

Accepted Answer

You can contact GoTyme for Businessl by emailing service@gotyme.co.za or using the chat with a funding specialist on the website.

Question 8

Does GoTyme for Business have a plan for teams or businesses?

Accepted Answer

Yes, GoTyme for Business has business-focused funding and support offerings for SMEs, but it does not appear to offer a separate team plan in the subscription sense. Its main business offerings are funding, payments, and community access.

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