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A South African digital-only bank for consumers, offering a free current account, GoalSave savings up to 10% interest, instant payments, vouchers, and credit features.
GoTyme Bank is a South African digital-only bank for individuals who want a mobile-first current account, savings options, and everyday payment tools without a monthly account fee.
Key capabilities include:
Available on Android and iOS, with a network of kiosks and Customer Hubs for card collection and assistance. Limited web access exists for users with an active legacy internet banking profile.
Target audience: South African consumers seeking digital banking for day-to-day transactions, saving, and access to credit.
Notable in the local market for combining app-based banking with physical support points (kiosks and Customer Hubs), and for disclosing that deposits are insured by the Corporation for Deposit Insurance up to R100,000 per depositor. The bank is an authorised FSP 49140 and a registered credit provider (NCRCP 10774).
As of May 25, 2026, GoTyme Bank is rated 4.5 on the App Store from 90 reviews and 4.0 on Google Play from 37.9K reviews with 10M+ installs.
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