FundingHub

FundingHub is a South African online business finance marketplace for SMEs that want to apply once and compare funding offers from a network of lenders.

Key capabilities include:

• One online application in about 5 minutes to receive multiple loan offers; the application is free and the site states it won’t affect credit score.
• Side-by-side offer comparison across amounts, rates, and fees so businesses can choose an appropriate option before committing to a lender.
• Multiple finance types available through the marketplace, including secured and unsecured term loans up to R5 million (terms 3 months to 2 years), lines of credit, purchase order funding, merchant cash advances, and invoice discounting, plus specialised options such as commercial vehicle finance, equipment finance, bridging finance, and property-backed loans.
• Fast funding workflows, with the platform highlighting that businesses can select an offer and receive funds in fewer than 24 hours in some cases.

Available on Web (application hosted at app.fundinghub.co.za).

Target users include South African small and medium businesses, including sole proprietors with at least 6 months revenue history and monthly turnover above R30,000.

Notable in South Africa’s SME finance market, it reports facilitating R318M+ in unsecured business loans since 2020 and serving 27,000+ small businesses, while providing educational tools such as a resource hub, finance calculators, and FAQs to help SMEs understand funding options.