Question 1

What is FocoJá and how does it work?

Accepted Answer

FocoJá is a 100% digital microcredit app for people in Angola that lets you apply for small personal loans via your Android phone, with approval typically in minutes and repayment over short, flexible terms. You register with your phone number, submit your information for in‑app credit analysis, then, once approved, select a loan amount (around 10,000 to 80,000 Kz) and repay according to the agreed schedule with clearly disclosed interest and fees.

Question 2

How much does FocoJá cost?

Accepted Answer

The app itself is free to download and use, but the loans are paid financial products that include interest (APR up to about 24%) plus additional service, transfer, and VAT fees shown transparently in the app before you confirm a loan. Your total cost depends on the amount you borrow, the term you choose, and the specific fees presented in your loan offer.

Question 3

What countries does FocoJá operate in?

Accepted Answer

FocoJá operates in Angola, with loans offered in Angolan Kwanza and service and support based in Luanda. It is marketed and designed specifically for users residing in Angola.

Question 4

How do I sign up for FocoJá?

Accepted Answer

To sign up, download the FocoJá app from Google Play on your Android device, then register using your mobile phone number. After registration, you complete the requested personal and financial information so the app can run a credit analysis and, if approved, you can request a loan.

Question 5

Does FocoJá have a mobile app?

Accepted Answer

Yes, FocoJá has a mobile app for Android phones, available on Google Play.

Question 6

Who is FocoJá best suited for?

Accepted Answer

FocoJá is best suited for individual consumers in Angola who need quick access to small personal loans through their mobile phone. It is particularly aimed at people who prefer a fully digital process without visiting a branch or handling paperwork.

Question 7

How do I contact FocoJá support?

Accepted Answer

You can contact FocoJá support by email at ajuda@focoja.com, or via its published WhatsApp/phone support number inside the app and on its site. These channels can be used for help with your account, loans, or privacy requests.

Question 8

Does FocoJá have a plan for teams or businesses?

Accepted Answer

No, FocoJá is designed for individual consumers and does not advertise any specific plans or products for teams or businesses. All available information focuses on personal microcredit for B2C users.

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