Fintellia
A cloud-based digital core banking platform for African digital banks, neo banks, and microfinance banks, with microservices architecture, APIs, and real-time analytics.

Is Fintellia right for you?
Best for
- Digital banks
- Neo banks
- Microfinance banks
- Banking product teams
- Nigeria fintechs
What it does well
- Cloud core banking
- Microservices setup
- API-first connections
- Real-time analytics
- Banking as a service
Things to check
- Banking licence fit
- API coverage
- Data hosting location
- Migration approach
- Analytics detail level
Udara360 is a cloud-native digital core banking solution from Fintellia for digital banks, neo banks, microfinance banks, and other financial institutions operating in Nigeria and across Africa.
It provides a modern core banking engine designed for high performance and configurable operations:
- Microservices architecture with Kubernetes orchestration to support high availability, scalability, and zero-downtime upgrades
- Light-speed processing that supports up to 1000 transactions per second and end-of-day (EOD) processing in 10 minutes
- API-driven core banking with APIs for account management and postings, plus integrations to banking channels such as cards, USSD, and ATM
- Cloud hosting options that allow deployment on Fintellia’s cloud infrastructure or in a customer VPC (Virtual Private Cloud)
- Built-in business intelligence for executive insight and analytics, plus support for Electronic Channels and Digital Banking modules
Available on Web with Developer APIs.
Target audience: B2B financial institutions including digital banks, neo banks, microfinance banks, and fintechs.
Notable in the African market context for its focus on cloud-native deployment and high-throughput transaction processing for institutions building digital banking services across Nigeria and wider African markets.
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