Question 1

What is Easy Cash and how does it work?

Accepted Answer

Easymoni (Ease Cash) is a Nigeria based mobile lending app and web service that lets individuals apply for short term, unsecured personal loans using their phone. You fill out an application in the app or on the website, your information is assessed digitally, and if approved the loan is sent directly to your Nigerian bank account, with repayment over a short tenure and interest charged on the borrowed amount.

Question 2

How much does Easy Cash cost?

Accepted Answer

Easy Cash does not charge a subscription fee; you pay interest on the loan amount you borrow. Its public information indicates daily interest around 0.07% and an annual percentage rate of up to about 36%, with the exact rate, fees, and total repayment depending on your loan offer and profile.

Question 3

What countries does Easy Cash operate in?

Accepted Answer

Easy Cash operates in Nigeria and is designed for Nigerian residents with local bank accounts. There is no indication that it is available in other countries.

Question 4

How do I sign up for Easy Cash?

Accepted Answer

To sign up for Easy Cash, you download the Android app from Google Play or visit the online service, then register with your mobile number and required personal details and follow the in app instructions to complete your profile. Once your account is set up and verified, you can submit a loan application directly from your phone.

Question 5

Does Easy Cash have a mobile app?

Accepted Answer

Yes, Easy Cash is available on Android. Get Easymoni on Google Play for Android.

Question 6

Who is Easy Cash best suited for?

Accepted Answer

Easy Cash is best suited for Nigerian individual consumers who need relatively small, short term personal loans and prefer to apply entirely online from a mobile phone without providing physical collateral. It is not designed for corporate financing or large long term loans.

Question 7

How do I contact Easy Cash support?

Accepted Answer

You can contact Easy Cash support by email at customer@easymoni.tech. Additional support is typically available through the app or website, where you can access in app help or contact forms.

Question 8

Does Easy Cash have a plan for teams or businesses?

Accepted Answer

No, Easy Cash does not offer dedicated plans for teams or businesses; it provides personal loans to individual borrowers only. Business or corporate lending products are not advertised.

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