Subscribe to a pre-owned car with all-inclusive cover
Drive45
A vehicle subscription platform that lets individuals and businesses access cars on a rent-to-own model with monthly payments, bundled insurance, and maintenance.
Drive45 Product Overview
Is Drive45 Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Monthly car access
- Rent to own drivers
What It Does Well
- Monthly rent to own
- Insurance included
Things to Check
- Eligible car models
- Upfront deposit needed
About Drive45

Drive45 is a rent-to-own vehicle subscription platform for individuals and businesses that want to access a car through a monthly subscription instead of a traditional purchase or financing.
Key capabilities include:
- Monthly subscription toward ownership: pay a monthly subscription fee over an agreed tenure to own a selected vehicle.
- Opt-out flexibility: gain ownership or unsubscribe after 15 months from the subscription start date.
- Bundled insurance and maintenance: the subscription includes comprehensive insurance and routine maintenance, plus discounts on repairs and maintenance when using maintenance partners.
- Vehicle categories: supports sedans, SUVs, and pickups and light trucks.
Available on Web and iOS, with a marketing site, a user login, and a “Get Started” onboarding flow that indicates setup can take less than 45 minutes.
Drive45 targets salaried individuals starting their vehicle ownership journey, SMEs and MNEs seeking fleet or operational vehicles without taking on debt, and enterprise-assigned drivers (employees or agents) who access vehicles through their organization.
Notable for Africa-focused mobility needs, it positions vehicle access as a subscription plan that bundles ongoing ownership costs such as insurance and maintenance, which can suit budget planning for both retail users and enterprise operations.
Drive45 Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Drive45
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Drive45 Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataDrive45 has 1 recorded funding event.
- Total Raised:
- Undisclosed
Drive45 Investors & Funding Rounds
Frequently Asked Questions About Drive45
Drive45 is a rent-to-own vehicle subscription service that lets individuals and businesses access a car through a monthly subscription instead of traditional purchase or financing. You pay a monthly fee over an agreed tenure, with comprehensive insurance and routine maintenance bundled in, and you can either complete the term to own the vehicle or unsubscribe after at least 15 months.
Drive45 primarily operates in Nigeria, with a broader mission to enable mobility and vehicle financing solutions for individuals and corporate entities across various African states.
You can sign up by going to the Drive45 website and using the Get Started flow, which guides you through onboarding and account creation. Once your details and eligibility are confirmed, you can select a vehicle category and subscription terms and then begin your rent-to-own plan.
Drive45 has a mobile app presence referenced on its website, and there is an iOS app listing for Drive45.
Drive45 is best suited for salaried individuals who want to own a car through predictable monthly payments, businesses such as SMEs and MNEs that need fleet or operational vehicles without taking on debt, and employees or agents who are assigned vehicles through their organizations. It is particularly aimed at users who value bundled insurance and maintenance in a single subscription.
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