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A Nigerian buy now pay later marketplace that lets consumers pay instalments for appliances, gadgets, furniture, and cars at market price with no BVN required.
CDcare Product Overview
Is CDcare Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian shoppers
- Installment buyers
What It Does Well
- Buy now pay later
- 0% interest payments
Things to Check
- Eligible product list
- Repayment schedule
About CDcare
CDcare is a Nigerian buy-now-pay-later marketplace for consumers who want to buy appliances, gadgets, furniture, cars, and other items at normal market prices while paying in instalments.
Key capabilities include:
- 0% interest instalments at market price, with no added interest on listed items
- Flexible repayment terms, including 4 to 40 weeks or 2 to 12 months, and for cars up to 106 weeks (36 months)
- Delivery at the halfway point (50%) of the instalment period once delivery conditions are met (for example, delivery starts immediately on a 2-month plan and on the 3rd month for a 6-month plan)
- Simple verification without BVN or bank login, using phone number, NIN or BVN (BVN not compulsory) with face photos, device location access for address verification, a valid email address, terms confirmation, and an ATM card linked to an account funded with at least ₦5,000
Available on Web, Android, and iOS.
It targets Nigerian B2C shoppers who prefer to spread payments over weeks or months for everyday consumer goods and vehicles.
In the Nigerian market, it stands out for offering zero-interest instalments with delivery before full payment, and for reporting 35,000+ items shipped to 17,000+ users across 36 states.
CDcare Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
What it does
As of Sep 21, 2026, CDcare is rated 4.6 on the App Store from 2.8K reviews and 4.8 on Google Play from 40.9K reviews with 1M+ installs.
Recent Reviews for CDcare
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work3.7
Great · 1 review
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How is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workA
Antonysmart835
NG · 2 reviews
Jun 2, 2026
This is a compelling fintech and commerce concept that can make expensive products more accessible to millions of Nigerians who may not have access to traditional credit. Allowing consumers to purchase appliances, gadgets, furniture, and vehicles through installment payments at market price addresses a significant affordability gap.
Compare CDcare With Similar Products
CDcare Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. Learn moreCDcare Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. Learn moreFrequently Asked Questions About CDcare
CDcare is a Nigerian marketplace where you buy appliances, gadgets, furniture, cars, and other items at normal market prices and pay in zero-interest installments. You visit the web or mobile app, select a product, choose a plan from 4-40 weeks or 2-12 months (up to 106 weeks or 36 months for cars), and make an initial payment. The item ships at the midpoint of your plan after simple verification with phone number, NIN or optional BVN, location access, email, terms confirmation, and an ATM card with at least ₦5,000.
CDcare charges no interest; you pay the normal market price of the item in installments. You need an ATM card linked to an account with at least ₦5,000 for the initial payment. Optional insurance costs 10% of the product price.
CDcare operates in Nigeria, with items shipped to 17,000+ users across 36 states.
Visit the CDcare website or app, select a product, choose your installment plan, and make the first payment. Complete verification using your phone number, NIN or optional BVN with face photos, device location access, valid email, terms confirmation, and an ATM card with at least ₦5,000. No BVN or bank login is required.
Yes, CDcare is available on iOS and Android.
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