What is Cashir and how does it work?

Cashir is a mobile banking app that lets you withdraw cash anytime without ATMs or banks, send money instantly to friends or family using phone numbers or usernames, deposit into your wallet, request cash from nearby users, pay bills, and access loans. It works by connecting you with nearby users for peer-to-peer cash transactions; you request cash on the app, and the closest user with funds meets you to complete the exchange. To start, download the app, sign up with your phone number, verify your account, and fund your wallet with a debit card.

What countries does Cashir operate in?

Cashir operates in Nigeria and is expanding to other African countries.

How do I sign up for Cashir?

Download the Cashir app from the App Store, sign up with a valid phone number, complete the verification process, then fund your wallet using a debit card.

Does Cashir have a mobile app?

Yes, Cashir is available on iOS and Android. You can download Cashir on the App Store for iPhone, or get it on Google Play for Android.

Who is Cashir best suited for?

Cashir is best suited for individuals in Nigeria and other African countries who need quick cash access, fast peer-to-peer transfers, bill payments, and loan services without relying on traditional banks or ATMs.

Cashir

🇳🇬 Nigeria

A mobile and social banking app for consumers in Nigeria to request nearby cash, send money to contacts, buy airtime and data, and set up savings plans.

Use it on:Web Android· 3.8 iOS· 2.0

Is Cashir right for you?

Best for

Nigerian consumers
Quick cash withdrawals
Sending money to contacts
Airtime and data buyers
People saving weekly

What it does well

Nearby cash requests
Fast money transfers
Airtime and data top-ups
Savings plans setup
Bills and payments

Things to check

Cash points near you
Withdrawal limits
Transfer fees
Supported billers
Savings plan rules

Cashir is a mobile and social banking app for individual consumers who want faster cash access and everyday payments without relying on a bank branch or ATM.

Key capabilities include:

Withdraw cash through a cash order: Users place a cash request in the app, then connect with a nearby cash agent who provides the requested amount.
Send and receive money quickly: Transfers to friends, family, or other recipients support sending cash using in-app identifiers such as usernames and can complete in under a minute.
Request cash from other people: Users can ask someone else to send money to them, including small urgent amounts.
Airtime, data, and savings: Users can buy airtime and mobile data for Nigerian networks (9mobile, MTN, Airtel, Glo), and create savings plans with advertised returns of up to 25%.

Available on Android and iOS.

Targeted at B2C users who need convenient cash withdrawal alternatives, quick P2P transfers, and mobile top-ups.

Notable in the Nigerian market context for its peer-to-peer cash withdrawal model, which supports cash access through nearby people and agents, an approach that can be useful in areas with limited ATM or branch coverage.

As of Jul 13, 2026, Cashir is rated 2.0 on the App Store from 4 reviews and 3.8 on Google Play from 125 reviews with 10K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c bill-payments savings