A Kenyan mobile lending app for consumers that offers short-term loans disbursed to M-Pesa, with in-app registration, statement submission, and flexible repayment.

Berry Kenya Product Overview

Is Berry Kenya Right for You?

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Best For

  • Kenyan consumers
  • M-Pesa users

What It Does Well

  • M-Pesa loan payouts
  • In-app registration

Things to Check

  • Loan amount limit
  • Repayment timeline

About Berry Kenya

Screenshot of Berry Kenya website

Berry Kenya is a mobile lending app for consumers in Kenya that provides short-term loans disbursed to a user’s M-Pesa wallet.

Key features include:

  • In-app loan application: download the Android app, register, submit an M-Pesa statement, and choose a loan product.
  • Fast disbursement to M-Pesa: the site states funds can reach an M-Pesa account within minutes (and in some cases within a minute).
  • Repayment via M-Pesa PayBill: repayments can be made through the app’s Pay Now flow or via M-Pesa (PayBill business number 977888, using the registered phone number as the account).
  • Credit decisioning based on user data: the FAQ states Berry considers phone usage patterns together with Berry repayment records to build a personalized credit score and determine credit offers.

Available on Android (Google Play Store) and via a web product site.

Targeted at B2C users in Kenya who need quick, mobile-based credit and prefer receiving and repaying loans through M-Pesa.

Notable in the Kenyan market context, the site states the service is operated by FINBERRY CAPITAL LIMITED and is licensed and regulated by the CBK, with support available through in-app tickets and email (support@berry.ke).

Berry Kenya Facts

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As of Sep 21, 2026, Berry Kenya is rated 4.1 on Google Play from 1K reviews with 100K+ installs.

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Frequently Asked Questions About Berry Kenya

Berry Kenya is a mobile lending app in Kenya that offers short-term loans sent to your M-Pesa account. You sign up in the app, submit an M-Pesa statement, choose a loan, and receive funds if approved.

Berry’s cost is not stated as a single fixed price. The app store listing says it charges a monthly facilitation fee of 9% to 27%, with APR shown as 27% to 260%.

Berry operates exclusively in Kenya.

You can sign up by downloading the Berry app, registering with your phone number, and submitting your M-Pesa statement in the app. After that, you can apply for a loan product.

Yes, Berry has a mobile app. It is available on Android through Google Play.

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