Banking services with online account access and branch lookup
Banque Zitouna
An Islamic retail banking offering for individuals in Tunisia, with Sharia-compliant accounts, cards, financing, savings plans, and Tawassol online and mobile banking.
Banque Zitouna Product Overview
Is Banque Zitouna Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Individuals in Tunisia
- Sharia-compliant banking
What It Does Well
- Sharia-compliant accounts
- Sharia-compliant financing
Things to Check
- Eligible financing types
- Financing approval terms
About Banque Zitouna

Banque Zitouna – Particuliers is the retail banking offering of a Tunisia-based Islamic bank, serving individuals with Sharia-compliant day-to-day banking, financing, savings, and remote banking.
Key capabilities include:
- Everyday banking with Mes Comptes (current and savings accounts), Mes Cartes (bank cards), and offres packagées that bundle banking services.
- Purchase financing for immobilier (real estate), véhicule (vehicle), voyage (travel), and autres achats, supported by a financing simulator to help estimate costs.
- Savings and investment through plans d’épargne and placements et investissements for customers looking to build savings or invest.
- Remote banking and self-service tools via Tawassol and the Ma Banque à Distance section, plus utilities like a currency converter, transfer services, and an agency locator.
Available on Web (including the Tawassol online banking portal), plus Android and iOS via the Tawassol mobile banking app.
Designed for retail customers in Tunisia, including Tunisians residing abroad who need access to accounts, financing offers, and remote banking.
Notable for its explicit focus on Islamic finance techniques used in consumer products (including Mourabaha, Ijara, Istisna’a, Moudharaba, and Moucharaka) and for providing Arabic and French web access for Tunisian customers.
Banque Zitouna Facts
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Frequently Asked Questions About Banque Zitouna
Banque Zitouna is an Islamic retail banking offering for individuals in Tunisia that provides Sharia-compliant accounts, cards, financing, savings and investment products, and complementary plans. You open accounts and subscribe to products, then manage your day-to-day banking and financing through branches, the website, and the Tawassol online and mobile banking services.
Banque Zitouna’s retail banking services are primarily offered in Tunisia, with specific products and services tailored for Tunisians residing abroad who want to manage their Tunisian accounts and financing.
You can sign up by opening an account with Banque Zitouna, typically by visiting one of its agencies in Tunisia and providing the required identification and documents; online channels such as Tawassol are then used to manage your accounts once they are opened. If you reside abroad, you can start from the dedicated offers for Tunisians living overseas and follow the instructions provided there.
Yes, Banque Zitouna offers the Tawassol mobile banking app for smartphones, available on Android and iOS. You can use it to access your accounts and perform banking operations remotely 24/7.
Banque Zitouna – Particuliers is best suited for individual consumers who want Sharia-compliant banking services in Tunisia, including current and savings accounts, financing, and savings plans. It is also aimed at Tunisians residing abroad who need to manage their Tunisian banking remotely.
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