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A risk decisioning engine for African lenders and fintechs that combines KYC/KYB verification, bank data analysis, and fraud intelligence to speed up origination.

Akiba is a risk decisioning engine for financial institutions, fintechs, and lending platforms in Africa that need faster, more consistent credit and onboarding decisions.
Key capabilities include:
Available via Web and API (with published API documentation).
Target users include high-volume lenders, banks, credit providers, and B2B fintech teams that need a unified view of verification, cashflow-based risk, and fraud signals during origination.
Notable in the African context, the platform is operational in South Africa with stated plans to expand to Zambia, Rwanda, and Kenya, and it was recognized in the G20 TechSprint 2025 for trust and integrity in scalable and open finance.
DD Dave found 3 key people at Akiba, including 1 Founder, and 2 C-Suite spread across 2 countries. See how we get product data
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DD Dave found that Akiba has raised $1.3M across 6 rounds, backed by 8 investors. Their latest round was a Seed in Sep 2023. See how we get product data