Thepeer

Thepeer is a Nigerian payment infrastructure platform that helps African businesses accept and process digital wallet payments through APIs, SDKs, and a web dashboard, enabling wallet-to-wallet transactions without card payment failures. Key capabilities include:

Direct Charge, which lets customers fund wallets from multiple platforms without leaving the app, supporting seamless in-app wallet payment flows Checkout, which enables businesses to accept wallet payments at online checkout and receive quick settlements when customers pay Payment Links, which generates simple links for collecting wallet payments in minutes Developer and no-code integrations, including SDK support for PHP (Laravel), Go, JavaScript (React), and Flutter, plus a WordPress plugin, backed by full API documentation, a developer community, and a system status page

Available on Web (dashboard) and API/SDK. Target audience is B2B2C — sold to businesses in e-commerce, fintech, healthtech, and investment tech that need wallet payment options for their customers. Notable integrated businesses include Kuda, Paga, Chipper Cash, Eversend, and FoodCourt. Currently supports NGN (Naira) only, with security controls including anti-fraud protections, strict AML/CFT policies, and data protection commitments. Built by Peerstack Technologies.