What is Lorapay and how does it work?

Lorapay is a fintech service that enables secure offline payments using Bluetooth technology, without needing an internet connection. Users download the mobile app, create an account via Bluetooth, and send or receive payments to friends, family, or merchants, even in remote areas; businesses can accept payments reliably during network outages and earn cashbacks on transactions.

How do I sign up for Lorapay?

Download the Lorapayments app on Android or iOS. Create an account by turning on Bluetooth (with or without internet), then start making payments.

Does Lorapay have a mobile app?

Yes, Lorapayments has a mobile app for Android and iOS.

Who is Lorapay best suited for?

Lorapayments is best suited for merchants and businesses needing to accept payments in areas with poor internet, as well as individuals sending payments offline.

How do I contact Lorapay support?

+234 903 112 3536 & +234 906 282 6507

Does Lorapay have a plan for teams or businesses?

Lorapay's primary service is its Bluetooth-based payment solution, which allows individuals and businesses to send and receive payments without an internet connection. The solution is designed to be user-friendly and secure, ensuring that transactions are processed quickly and efficiently.

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Lorapay: Accept and send payments offline using Blueto… – Liners

Lorapay

🇳🇬 Nigeria

Lorapay is an offline Bluetooth payments platform for merchants and individuals to send, receive, and manage payments during network outages or in low-connectivity areas.

Available on:WebAndroidiOS

Visit Lorapay

LoraPay is a fintech offline payments platform for merchants, businesses, and individuals who need to send and receive payments without relying on internet connectivity.

Key capabilities include:

Bluetooth-based offline payments that allow users to pay merchants or transfer funds in remote areas and during network outages
Offline account creation on mobile, users can create an account on Android or iOS with or without an internet connection by enabling Bluetooth
Cashback rewards that let users and merchants earn cashbacks for every payment processed through a device
Online and offline fund management to access and manage funds across connectivity conditions

Available on Web, Android, and iOS.

The product follows a B2B2C model, serving merchants and business owners who accept payments, plus individual customers making peer-to-peer transfers or paying businesses.

It is notable for focusing on offline payments via Bluetooth, a practical fit for parts of Africa where mobile data can be unreliable, and for its recognition on F6S as a Bluetooth payment software solution (as of February 2026).

Categories:

Fintech