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A DeFi platform for individuals, credit unions, and developers to save in stablecoins, earn yields up to 15% APY, bridge assets cross-chain, and build on Asset Chain.

Xend Finance is a decentralized finance (DeFi) platform for individual savers, crypto users, and institutions such as credit unions and cooperatives that want to convert value into stable cryptocurrencies, hedge against inflation, and access onchain financial products.
Key capabilities include:
Available on Web (dApp, vault, staking, bridge) and Android (Google Play). iOS availability is mentioned in external coverage but not confirmed in the provided site data.
It primarily serves B2C users seeking stablecoin savings and yield, while also supporting B2B and developer use cases for cooperatives, credit unions, and teams building tokenization and DeFi applications.
The product is notable in the African market for its stated origins as a DeFi project out of Africa, its focus on credit unions and cooperatives, and its expansion into an onchain asset tokenization stack anchored by an Africa-built EVM layer-1 (Asset Chain). The site also lists security audits by firms including CertiK, TechRate, Vidma, and Omniscia, and reports 200k+ users of its DeFi products.
As of May 11, 2026, Xend Finance is rated 4.2 on the App Store from 149 reviews and 4.6 on Google Play from 2.2K reviews with 100K+ installs.
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DD Dave found that Xend Finance has raised $2M across 3 rounds, backed by 3 investors. Their latest round was a Venture (Round not Specified) in Feb 2021. See how we get product data