Paystack Adds Pesalink Bank Transfers to Kenya Checkout

In Short

• Paystack has added Pesalink bank transfers as a payment option inside its checkout for Kenyan businesses.
• The two firms previously worked together on merchant settlements, now the same rail also supports customer payments.
• The goal is to reduce delays in payment confirmation, reconciliation, and settlement.

What Happened

Paystack says Kenyan businesses can now accept Pesalink bank transfers directly on its checkout page. Pesalink is a bank transfer rail, which means it is the plumbing that moves money between bank accounts.

Before this update, Paystack had used Pesalink since 2025 mainly to settle funds to merchants, which is the step where a payment provider sends collected money to the business. Now, the Pesalink connection also handles incoming customer payments.

This matters for day-to-day operations. When customers pay by bank transfer, many merchants still rely on manual checks, screenshots, or delayed bank alerts to confirm payment. The new integration aims to make collection, confirmation, reconciliation, and settlement happen inside one workflow.

Reconciliation is the matching step, it is like ticking off each paid invoice against a bank statement so your books line up. For online merchants, SMEs, and B2B sellers that handle many transfers, faster reconciliation can reduce failed orders and customer support load.

Why It Matters

The Paystack and Pesalink expansion points to a bigger shift in African payments. More fintechs are competing on payment infrastructure, not just adding another payment method at checkout.

In practice, merchants care less about how a customer pays and more about what happens after they pay. That includes instant confirmation, fewer disputes, cleaner reporting, and predictable settlement timelines.

For Kenya, where bank transfers sit alongside mobile money, deeper bank rails inside checkout could make card and transfer experiences feel more reliable, especially for higher-value B2B payments.