Nala secured up to $50M in credit from Liquidity to pre-fund stablecoin-powered cross-border payments and expand payment corridors to the US and Europe.
Nala, a Tanzanian-founded fintech, says it has secured up to $50 million in credit financing to expand its stablecoin-powered cross-border payment rails. Stablecoins are crypto tokens designed to track the value of fiat currencies like the US dollar, which can make settlement faster and cheaper than some traditional bank routes.
The credit line comes from Liquidity, a private credit firm. Nala said the facility begins with an initial $25 million tranche, meaning the first portion that is available immediately, and can scale to $50 million or more through Mars Growth Capital. Mars Growth Capital is a joint venture between Liquidity and Japan-based lender MUFG Bank.
Nala plans to use the facility to pre-fund transfers, expand payment corridors, and support bigger enterprise clients. Pre-funding means placing money in destination accounts ahead of time so payouts can happen quickly, similar to stocking inventory before customers arrive.
Nala operates payment infrastructure for collections and payouts, focused on business payments between emerging markets, Europe, and the United States. That typically includes use cases like paying suppliers, moving funds between subsidiaries, and mass payouts to contractors.
For payments companies, liquidity is often the bottleneck. When volumes rise, firms need more working capital to front transfers, manage settlement timing, and meet customer SLAs, which are promised speed and reliability targets.
The deal also signals a funding shift in fintech. Instead of raising new equity, which can dilute existing shareholders, more high-volume payment firms are using debt facilities to finance day-to-day liquidity needs. If Nala executes well, the credit line could help it add more corridors and compete more aggressively in the stablecoin cross-border payments market.
On the other hand, debt adds repayment pressure. Nala will need consistent transaction volumes and strong risk controls to ensure the facility supports growth without creating cash flow strain.
On Liners, Nala is listed as Nala.
Primary Source: Techcabal
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