MCB Ends Express Payments on Internet Banking from Oct 8

In Short

• MCB will discontinue Express Payments, also called MACSS transfers, on Internet Banking from 8 October 2026.
• Customers will still be able to send money to other local banks using standard payments in Internet Banking and the MCB Juice app.
• For instant transfers, MCB is directing customers to MCB Juice.

What Happened

MCB is removing Express Payments (MACSS transfers) from its Internet Banking channel, effective 8 October 2026. Express Payments is the bank’s instant transfer option for sending money from an MCB account to accounts at other local banks.

After the change, customers will have two routes for interbank transfers. The first is “standard payments” in Internet Banking and the Mauritius Commercial Bank (MCB) mobile app, MCB Juice. Standard payments are the usual bank transfers that may take longer to reflect, depending on clearing times.

The second route is “instant payments” in MCB Juice. MCB says this will provide the same instant capability customers used through Express Payments on Internet Banking.

MCB is also positioning instant payments in the app with new terms. It says instant payments in MCB Juice will have no transaction fees, a higher daily transfer limit up to MUR 3 million, and 24/7 availability. MUR is the Mauritian rupee.

Why It Matters

This is another example of banks moving high-usage features from web banking to mobile apps, where they can push faster updates and drive engagement.

For customers and businesses that rely on instant interbank transfers, the key operational change is channel choice. If you want instant local bank transfers, you will need to use the MCB Juice app after 8 October.

The new daily limit and fee-free positioning could also influence how SMEs manage supplier payments, payroll top-ups, and urgent settlements across banks, especially outside business hours.