Kifiya Gets First IFC Investment to Expand Farm Financing

In Short

Kifiya Financial Technology has secured its first investment from the International Finance Corporation, IFC. The deal is aimed at expanding digital financing for farmers, small businesses and underserved communities.

What Happened: How Kifiya Will Use The IFC Investment

Kifiya Financial Technology is an Addis Ababa based fintech that builds financial infrastructure for banks and other financial institutions.

The company said the investment will support its agricultural financial technology operations, often called AgFinTech. The financial terms were not disclosed.

Kifiya’s tools use artificial intelligence, alternative data and digital lending infrastructure to help financial institutions assess creditworthiness. This can help evaluate borrowers who lack traditional credit histories or enough collateral.

The agreement was announced on November 4, 2026 at the Africa Financial Summit in Luanda, Angola.

Kifiya was founded in 2010. It develops technology that helps lenders assess risk, manage lending exposure, and deliver financial services to underserved populations.

According to information published by African-Startups, Kifiya’s systems have supported access to financing and insurance for about 1.1 million micro, small and medium sized enterprises and farmers. This includes more than 860,000 small businesses and 230,000 farmers.

Kifiya also reports that its infrastructure has supported more than $1 billion in credit.

Why It Matters: More Digital Credit For Agriculture Value Chains

Kifiya says its AgFinTech services connect smallholder farmers, agricultural enterprises and other underserved businesses with financing, markets and agricultural resources.

Its infrastructure is designed to help financial institutions assess agricultural risks, evaluate potential borrowers, and provide loans more efficiently. Kifiya says the same systems can help farmers access inputs, mechanisation services, advisory support and market opportunities.

The company adds that suppliers, traders and agricultural processors can benefit from improved access to working capital. It expects the effort to reduce financial barriers that keep smaller producers and businesses from expanding operations.