Ivorypay has launched Duffle in Nigeria, a consumer crypto payment app that converts crypto to local currency and pays merchants via bank transfer or mobile money.
Ivorypay has launched Duffle, a consumer cryptocurrency payment app built to help people spend crypto in everyday transactions. The idea is simple, users pay with crypto, and Duffle handles the rest.
In practice, Duffle removes a common friction point in crypto payments. Merchants and recipients do not need to set up a wallet or integrate a crypto checkout. Instead, the app automatically converts the user’s crypto into local currency and then sends the money via familiar rails like bank transfers or mobile money.
Ivorypay CEO Oluwatobi Ajayi shared the launch on LinkedIn on April 25. He framed Duffle as an attempt to build stronger “spend” use cases for crypto across Africa, where most people still rely on bank transfers and mobile money for daily payments.
The app also includes features aimed at simplifying user experience. These include Duffle Tags, which are usernames that replace long wallet addresses, QR code payments, and tools for buying and selling cryptocurrency inside the app.
For crypto to be used beyond trading, it needs to work with how people already pay. Duffle’s approach is to hide the crypto complexity and deliver a normal local-currency payout to the recipient.
If it works at scale, this model could help crypto holders pay for real-world expenses without convincing each merchant to “accept crypto.” It also positions Ivorypay to compete in the growing crypto-to-fiat, on-ramp and off-ramp space, which is where many African crypto products are focusing today.
Duffle is starting in Nigeria, a major market for crypto adoption, and Ivorypay says expansion to other African countries is planned in the coming months.
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