Fawry H1 2026 Results: Revenue up 39% to EGP 5.2B

In Short

• Fawry reported H1 2026 revenue of EGP 5,222.2 million, up 39% year on year.
• EBITDA (profit before interest, tax, and non-cash costs) rose 40% to EGP 2,960.5 million.
• Net profit increased 29% to EGP 1,619.9 million.
• Banking services and financial services were the fastest-growing revenue lines.
• Fawry MSME Finance secured an EGP 550 million financing facility to expand lending.

What Happened: Fawry H1 2026 Earnings And Segment Growth

Fawry released its results for the first half of 2026, showing continued growth across revenue and profits.

Total revenue reached EGP 5,222.2 million, up 38.7% year on year. EBITDA grew to EGP 2,960.5 million, up 40%. Net profit came in at EGP 1,619.9 million, up 29%.

Fawry also reported strong margins. EBITDA margin was 56.7%, which measures EBITDA as a share of revenue. Net profit margin was 31.0%.

The company said second-quarter growth outpaced first-quarter growth across its main financial KPIs. In Q2 2026, revenue rose 42.7% year on year to EGP 2,811.4 million.

By segment, banking services revenue grew 43.2% in H1 2026 to EGP 2,070.1 million. Financial services revenue, which includes lending and insurance brokerage, grew 65.1% to EGP 1,688.6 million. Agent banking, which is cash-in and cash-out through merchant and agent networks, grew 69.1% to EGP 1,069.2 million.

Why It Matters: MSME Lending Funding And Egypt Fintech Profitability

Fawry is one of Egypt’s largest digital financial services platforms, so its earnings are a read on consumer payments and merchant acceptance activity.

The EGP 550 million facility secured by its wholly owned Fawry MSME Finance unit adds more fuel for MSME lending. The facility includes EGP 300 million for micro enterprises and EGP 250 million for small and medium-sized enterprises.

For founders and operators, the numbers also show how payments platforms can improve profitability as they scale. High margins suggest operating leverage, which is when costs grow slower than revenue as volumes increase.