Multigate
A web and API platform that automates treasury management and multi-currency cross-border payments for SMEs, corporates, fintechs, remittance firms, and banks.

Is Multigate right for you?
Best for
- African SMEs
- Corporate finance teams
- Fintech platforms
- Remittance firms
- Banks
What it does well
- Automated treasury workflows
- Cross-border business payments
- Multi-currency balances
- Web and API access
- B2B payment operations
Things to check
- Supported currencies
- Payout country list
- Settlement timeframes
- API capabilities
- Compliance requirements
Multigate is a treasury management and cross-border financial infrastructure platform for SMEs, corporate enterprises, fintechs, remittance companies, and banks operating in Africa and internationally.
Key capabilities focus on visibility, liquidity control, and payments execution across multiple banks and currencies:
- Real-time treasury visibility through a unified dashboard for multi-bank, multi-currency, and multi-entity accounts, supporting day-to-day cash positioning and control.
- Liquidity management automation including AI-driven cash forecasting, liquidity pooling and sweeping, and shortfall detection for proactive funding decisions.
- Multi-currency cross-border payments routed through SWIFT, local payment networks, and fintech APIs, with straight-through processing (STP) reconciliation and AI-based fraud detection for transaction anomalies.
- Settlement and FX operations with instant settlement support across rails such as SWIFT, RTGS, SEPA, NIP, and ACH, plus integrated FX payments and FX exposure management.
Available on Web (dashboard) and via API integrations.
Target users include CFOs, treasurers, and corporate finance teams, as well as operations teams at fintechs, remittance businesses, and banks that need centralized control over liquidity and cross-border payouts.
Notable in the African market context, the platform is licensed by the Central Bank of Nigeria and is positioned as a pan-African infrastructure provider connected through SWIFT Lite 2 Business Application (L2BA) and direct APIs, with certifications listed as ISO 20000, ISO 22301, and ISO 27001.
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