What is Hiyalo and how does it work?

Hiyalo is a housing technology platform that provides affordable rent financing and reimagines house hunting for African professionals. It offers flexible, employer-supported rent-now payment options to improve housing accessibility.

Who is Hiyalo best suited for?

Hiyalo is designed for African professionals seeking affordable housing solutions with flexible rent payment options, particularly those with employer support.

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Hiyalo: Pay rent in bulk, repay monthly on a schedule – Liners

Hiyalo

🇳🇬 Nigeria

A web-based rent financing service for salary earners in Nigeria, offering rent loans up to ₦5,000,000, repayment estimates, and agent-assisted apartment search.

Available on:Web

Visit Hiyalo

Hiyalo is a rent financing and house-hunting service for working professionals in Nigeria who need help paying annual rent upfront and managing repayment over time.

Key capabilities include:

Rent financing (rent loans) that let users pay rent as a bulk sum and repay monthly, with loan approvals stated as up to ₦5,000,000 depending on credit history.
Application requirements checklist, including proof of employment, bank statement, utility bill statement, and valid identification (the FAQ also mentions a pay slip).
Loan repayment calculator to estimate monthly payments based on employment status and repayment duration (months).
Apartment search support with Tolu, an automated system that connects users to vetted expert agents and provides tailored apartment or property options.

Available on Web via hiyalo.com.

It targets salary earners and working professionals; the site indicates business owners are not eligible for rent loans at this time.

It is notable in the Nigerian rental market context because it addresses the common requirement to pay large, upfront rent amounts by offering monthly repayment plans, while also pairing financing with agent-matched apartment discovery for faster house hunting.

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Fintech