Question 1

What is HAKKI Group and how does it work?

Accepted Answer

HAKKI Group is a fintech and microfinance provider that offers asset-backed vehicle finance to taxi, ride-hailing and gig drivers, and AI-based credit scoring and “Credit as a Service” APIs to lenders in emerging markets. It finances used vehicles using the car as collateral and GPS/behavioral data to manage risk, while its credit scoring technology turns alternative data into credit profiles that partner financial institutions can use to underwrite loans for customers with little or no traditional credit history.

Question 2

What countries does HAKKI Group operate in?

Accepted Answer

HAKKI Group operates through group entities and projects in Kenya, South Africa, India and Thailand, with its parent company headquartered in Japan. Its core microfinance operations focus on vehicle-backed lending for taxi and ride-hailing drivers in Kenya, while its credit scoring and Credit as a Service products target financial institutions in broader emerging markets.

Question 3

How do I sign up for HAKKI Group?

Accepted Answer

For driver vehicle finance, you can start by contacting or visiting HAKKI Group's local offices in Kenya or its other operating countries, using the phone and address details published on the site. For lenders or institutions interested in its credit scoring or Credit as a Service API, you can reach out via the corporate contact channels listed on the website to discuss onboarding.

Question 4

Does HAKKI Group have a mobile app?

Accepted Answer

HAKKI Group does not list any official mobile apps for Android or iOS, and its services are presented via its web-based corporate and information site. Applications and onboarding for finance or credit services appear to be handled through direct contact rather than a downloadable app.

Question 5

Who is HAKKI Group best suited for?

Accepted Answer

HAKKI Group is best suited for taxi, ride-hailing and gig drivers and small businesses that need vehicle-backed microloans but have limited traditional credit history, and for small and midsize financial institutions or microfinance providers in emerging markets that want alternative, AI-based credit scoring and Credit as a Service APIs. It is particularly aligned with organizations focused on financial inclusion for underserved and credit-deficient populations.

Question 6

How do I contact HAKKI Group support?

Accepted Answer

You can contact HAKKI Group support by phone using the numbers listed on its company and local office pages, such as the Kenyan contact line, or by reaching out through the contact details provided on its website. Physical office addresses in Kenya, South Africa, India and Thailand are also listed if you prefer to visit or send correspondence.

Question 7

Does HAKKI Group have a plan for teams or businesses?

Accepted Answer

Yes, HAKKI Group serves teams and businesses, especially small and medium-sized enterprises and microfinance institutions that use its credit scoring technology and Credit as a Service API. Its vehicle finance products also support commercial drivers and transport businesses rather than only individual consumers.

Question 8

Does HAKKI Group offer an API or integrations?

Accepted Answer

Yes, HAKKI Group offers a “Credit as a Service” API that exposes its AI-driven credit scoring and cross-border credit passport capabilities to partner financial institutions and microfinance providers. These integrations allow lenders in developing markets to plug Hakki’s scoring into their own systems to assess and manage credit for their customers.

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