A stablecoin collection and settlement layer for businesses to accept USDC and USDT across 9+ blockchains and settle to 30+ fiat currencies in minutes.

Use it on:WebAPI
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Is Switch right for you?

Best for

  • Merchants taking stablecoins
  • Cross-border B2B payments
  • Global customers paying USDC
  • Businesses needing fast settlement
  • Teams paid in local currency

What it does well

  • Accepts USDC and USDT
  • Settles to bank accounts fast
  • Supports 9+ blockchains
  • Pays out 30+ currencies
  • Stablecoin payment gateway

Things to check

  • Supported payout currencies
  • Your bank payout countries
  • Settlement time window
  • Blockchain network support
  • Chargeback and dispute flow

Switch is a stablecoin collection and settlement layer for businesses that need to accept stablecoin payments and convert them into local currency payouts.

Key capabilities include:

  • Stablecoin collection across multiple chains, supporting USDC, USDT, and other major stablecoins on EVM networks and Solana, with support for 9+ blockchains (including Ethereum, Base, Solana, Arbitrum, Optimism, Polygon, and Tron).
  • Instant fiat settlement in 30+ currencies, converting stablecoin deposits in real time and paying out to local bank accounts in minutes, including NGN, GHS, KES, ZAR, plus USD, EUR, and GBP.
  • Developer integration via REST API, including creating unique deposit addresses for each payment and receiving webhooks on status changes for reconciliation and automation.
  • Checkout options for collection, using an embeddable widget or shareable payment links for customers who pay in stablecoins.

Available via Web (business console at app.onswitch.xyz) and REST API (developer documentation at docs.onswitch.xyz).

It targets B2B teams such as fintechs, payment processors, e-commerce platforms, and financial service providers that need stablecoin deposits collection and local currency settlement.

Notable for African and emerging-market use cases, it supports local settlement currencies such as NGN, GHS, KES, and ZAR, offers 24/7 settlement availability, and operates as a financial services aggregator with FinCEN registration (No. 7483674937), with payment services provided through licensed financial institutions and banking partners.

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