STB Selects Consortium for TND 315,000 Account Clearing

In Short

STB has awarded tender AO23/2026 to a consortium led by Guerfala Wajdi, alongside CNH and Achraf Farjallah. The contract is worth TND 315,000 excluding VAT, and TND 374,850 including VAT.

What Happened

Société Tunisienne de Banque (STB) published the evaluation result for tender AO23/2026, a “mission d’apurement des comptes comptables figés.” In plain terms, this is a cleanup project to resolve frozen accounting accounts, meaning ledger entries that have been stuck and not reconciled or closed.

STB said the bidder ranked number one, the Groupement Guerfala Wajdi–CNH–Achraf Farjallah, submitted the best-value offer and met the technical requirements in the tender document.

The bank set the total contract amount at TND 315,000 excluding VAT, and TND 374,850 including VAT.

STB also stated that no complaints will be accepted after three days from the date of posting.

Why It Matters

For banks, frozen accounting accounts can create operational drag. They slow down month-end and year-end closing, make reporting harder, and increase the time auditors spend checking reconciliations.

A formal “apurement” contract signals that STB is putting budget behind financial housekeeping. This kind of back-office work is not visible to customers, but it supports cleaner financial statements and tighter internal controls.

It also shows how banks continue to rely on external specialist firms and consortia for finance operations, audit support, and complex reconciliation work, especially when legacy systems and manual processes leave balances unresolved.