Nigeria’s CAC portal has been inaccessible for at least three days, blocking business registration and company updates for founders and SMEs.
Nigeria’s Corporate Affairs Commission (CAC) online portal has been down for at least three days. Business owners say they cannot register new companies or update existing records.
The CAC portal, the main website Nigerians use to handle company registration and filings online, has been inaccessible for several days.
Entrepreneurs and compliance professionals rely on the portal for basic tasks. These include registering a business name, incorporating a limited liability company, changing directors, and updating shareholding information.
When the site is down, these workflows stop. It also affects time-sensitive steps like opening a corporate bank account, bidding for contracts, onboarding merchants, or completing KYC, which is the identity and business verification checks required by banks and fintechs.
The outage has triggered complaints from users who say they have been unable to complete applications or retrieve documents. Some also say they have paid fees but cannot move to the next stage of the process.
For Nigerian SMEs, CAC filings are not optional. They are often required to access credit, payment services, and government or enterprise procurement.
A multi-day CAC downtime can delay revenue for small businesses that need registration documents to start operating. It can also slow down startups that are trying to formalise, especially those onboarding to tools like Bumpa for sales and inventory management, or opening accounts with neobanks.
The bigger issue is reliability of public digital infrastructure. If core government portals fail without clear timelines or status updates, founders and operators face higher compliance costs, missed deadlines, and more manual workarounds.
For businesses, the practical next step is to monitor for restoration, keep proof of any payments made, and plan buffers for compliance timelines, especially when registrations are tied to fundraising, partnerships, or vendor onboarding.
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