What is Lorapay and how does it work?

Lorapay is a fintech platform that enables secure offline payments using Bluetooth technology, without needing an internet connection. Users create an account through the platform and connect nearby devices via Bluetooth to send or receive payments. Businesses can accept payments even during network outages and earn cashback rewards on transactions.

What countries does Lorapay operate in?

Lorapay operates primarily in Nigeria.

Does Lorapay have a mobile app?

No Google Play/App Store listing confirmed.

Who is Lorapay best suited for?

Lorapay is best suited for merchants and businesses needing to accept payments in areas with poor internet, as well as individuals sending payments offline.

How do I contact Lorapay support?

You can contact Lorapay by emailing the email addresses listed on the website or calling +234 903 112 3536 & or +234 906 282 6507.

Does Lorapay have a plan for teams or businesses?

Lorapay's primary service is its Bluetooth-based payment solution, which allows individuals and businesses to send and receive payments without an internet connection. The solution is designed to be user-friendly and secure, ensuring that transactions are processed quickly and efficiently.

Lorapay

🇳🇬 Nigeria

Lorapay is an offline Bluetooth payments platform for merchants and individuals to send, receive, and manage payments during network outages or in low-connectivity areas.

Use it on:Web

Is Lorapay right for you?

Best for

Merchants with outages
Low-connectivity areas
In-person sellers
Peer-to-peer transfers
Market day trading

What it does well

Bluetooth offline payments
Send and receive money
Works during outages
Merchant payment tools
Personal payment transfers

Things to check

Supported banks
Bluetooth range limits
Settlement when online
Transaction limits
Fraud protections

Lorapay is a fintech offline payments platform for merchants, businesses, and individuals who need to send and receive payments without relying on internet connectivity.

Key capabilities include:

Bluetooth-based offline payments that allow users to pay merchants or transfer funds in remote areas and during network outages
Offline account creation using Bluetooth to connect nearby devices and complete transactions without mobile data
Cashback rewards that let users and merchants earn cashbacks for every payment processed through a device
Online and offline fund management to access and manage funds across connectivity conditions

Available on Web.

The product follows a B2B2C model, serving merchants and business owners who accept payments, plus individual customers making peer-to-peer transfers or paying businesses.

It is notable for focusing on offline payments via Bluetooth, a practical fit for parts of Africa where mobile data can be unreliable, and for its recognition on F6S as a Bluetooth payment software solution (as of February 2026).

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c offline-capable payment-gateway