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A digital lending service in Ghana that lets individuals apply for personal loans online, get decisions in minutes, and manage repayments via an Android app.

AGA-CIRANKO LIMITED is a licensed non-bank financial institution in Ghana that provides instant personal loans to individuals through a digital platform and the AgyapaCredit mobile app.
Key capabilities include:
Available on Web and Android (AgyapaCredit on Google Play).
Built for B2C consumers in Ghana who need a faster alternative to traditional personal lending, including applicants who want to apply remotely, upload documents securely, and monitor loan status from their phone.
Notable in the Ghanaian market for operating as a Bank of Ghana-licensed lender and focusing on locally delivered digital credit with a Ghana-based support team. The website also cites 200M loans disbursed to date and a 98.5% approval rate for eligible applicants.
As of May 28, 2026, AGA-CIRANKO LIMITED is rated 4.3 on Google Play from 5.3K reviews with 100K+ installs.
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