Grofunder

Grofunder is a web-based peer-to-peer lending and investment platform for retail investors who want to fund farm inputs for Kenyan smallholder commercial farmers and earn returns after harvest.

Key capabilities include:

• Investment options: investors can handpick specific farm projects or use an AI-built diversified portfolio that allocates across farm types, regions, and crop cycles.
• Security and risk controls: projects use agricultural yield insurance to cushion losses from weather, pests, or crop failure, plus farmer due diligence and AI-driven risk management.
• Input financing (no cash handouts): the platform purchases farm inputs on behalf of farmers instead of disbursing cash, reducing misuse risk.
• Monitoring and reporting: investors can follow progress from seed to harvest using satellite data, drone footage, field visits, and real-time updates, supported by 24/7 customer support.

Available on Web (currently not live, access is via a waitlist). Minimum investment starts at KES 1,000 (about $7.5), with returns stated as up to 18% interest per year.

Targeted at Kenyan retail investors looking for agriculture-linked investments that fund smallholder commercial farmers.

Notable in the Kenya market for its focus on monitored, insured input financing and for being crowned overall winner of the Verto Awards 2025.