Credit-decisioning

HEVA Score Kenya is a web-based, AI-powered credit decisioning platform for creative entrepreneurs and cultural businesses in Kenya who need fair, transparent credit assessments and clearer access to funding.

Key capabilities include:

• Digital credit scoring using algorithms that analyze financial behavior and creative-industry data to generate credit assessments.
• Funding options by need across:
  • Grant funding (non-repayable, mentorship included) up to KSH 500,000 with a 2 to 4 week timeline.
  • Business loans up to KSH 2,000,000, with 8 to 15% rates and a 1 to 2 week timeline.
  • Equity investment up to KSH 10,000,000 with a 4 to 8 week timeline.
• Application and tracking workflows, including the ability to start an application, sign in as a user to track applications via a dashboard, and sign in as an admin to manage applications.
• Waitlist signup for prospective applicants.

Available on Web.

Targeted at individual creative entrepreneurs and cultural businesses in Kenya who want faster eligibility checks and structured pathways to grants, loans, or equity.

In the Kenyan market for creative-industry finance, the platform positions itself around industry-specific credit scoring and publishes impact metrics, including and (as stated on the website).