---
title: "Zuvy: Invoice Financing in Nigeria — Fees"
description: "Create and send invoices in Nigeria (even on WhatsApp), share payment links, and request upfront cash up to 6 weeks early. Free invoice software."
canonical_url: "https://liners.com/zuvy"
markdown_url: "https://liners.com/zuvy.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/zuvy/screenshot.jpg?v=1773417130075"
published_at: "2026-03-13T15:52:17.258Z"
updated_at: "2026-10-06T16:02:58.530Z"
---

# Zuvy: Invoice Financing in Nigeria — Fees

Create and send invoices in Nigeria (even on WhatsApp), share payment links, and request upfront cash up to 6 weeks early. Free invoice software.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Zuvy](/zuvy)

## Summary

Create invoices and get cash upfront on unpaid bills

Free invoice management software for Nigerian B2B vendors and buyers to create and send invoices (including WhatsApp), generate payment links, and access upfront payouts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.zuvy.co/ |
| Tagline | Create invoices and get cash upfront on unpaid bills |
| Primary country | Nigeria |
| Platforms | Web, Chat Based |
| Average rating | 3 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Zuvy is a free invoice management and invoice financing platform for Nigerian businesses that need to create, send, and manage invoices, plus access upfront cash on unpaid invoices.

Key capabilities include:
- **Invoice creation and sending** through a web app, including the option to **create, manage, and send invoices on WhatsApp** using a WhatsApp Assistant
- **Payment links** that can be shared to help customers pay invoices, including for recipients outside Nigeria
- **Immediate payouts on invoices**, letting vendors request **up to 6 weeks** of upfront payment instead of waiting for client payment cycles
- Tools for **buyers** focused on **invoice reconciliation and payment scheduling**, and for **vendors** offering **invoice discounting** and **purchase order financing**

Available on **Web**, with access via a **WhatsApp Assistant**.

It targets **B2B vendors (SMEs)** and **buyers (larger businesses managing procurement and payments)**, especially in sectors such as FMCG, healthcare, and supply chains.

Zuvy is notable in Nigeria’s SME finance and procurement workflow space for combining free invoice management with invoice-based cash advances, and for raising **$4.5 million** in debt and equity funding in 2023 led by **TLG Capital**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/zuvy/alternatives)
- [Reviews](/zuvy/reviews)
- [Transparency](/zuvy/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zuvy)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)