---
title: "Zoto alternatives"
description: "Compare 118 published alternatives to Zoto."
canonical_url: "https://liners.com/zoto/alternatives?page=6"
markdown_url: "https://liners.com/zoto/alternatives.md?page=6"
type: "product-alternatives"
language: "en"
updated_at: "2026-09-14T21:47:58.109Z"
---

# Zoto alternatives

Compare 118 published alternatives to Zoto.

## Breadcrumbs

- [Zoto](/graveyard/zoto)
- [Alternatives](/zoto/alternatives)

## Summary

Compare 118 published alternatives to Zoto.

## Alternatives

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Transweeft | /transweeft | Pay for campus shuttles with a quick QR scan | Nigeria |  |
| SwiftPay | /swiftpay | Manage payments, savings, and global spending in one app | Nigeria |  |
| Dumela Pula | /dumela-pula | Pay bills, buy airtime, order food, book rides in Botswana | Botswana |  |
| Payrise | /payrise | Mobile payroll and HR tools with built-in salary wallets | Nigeria | 4 |
| SasaPay | /sasapay | Collect payments and send payouts across mobile money and banks | Kenya |  |
| Citygate Global | /citygate-global | Apply for payroll, SME, and payday loans in Nigeria | Nigeria |  |
| Crowdyvest | /crowdyvest | Save, invest, pay bills, and access partner discounts | Nigeria |  |
| FalconPay | /falconpay | Send money, pay bills, and buy airtime from one wallet | Nigeria | 4 |
| expressPay | /expresspay | Accept payments and send money across Ghana | Ghana |  |
| Mkobo Bank | /mkobo-bank | Get paid early and save with high-interest deposits | Nigeria |  |
| Sah | /sah | Banking and payments in Sudan via app and USSD | Sudan |  |
| AvadaPay | /avadapay | One API for payments and SMS across 17 African markets | DR Congo |  |
| Novac Payment | /novacpayment | Accept payments and run payouts across Africa | Nigeria |  |
| SendBit | /sendbit | Accept PayPal payments, send invoices, and manage payouts | Nigeria |  |
| Bravo | /bravo | Pay bills, top up airtime, and shop cashless in Sudan | Sudan |  |
| 3Line | /3line | Payment infrastructure for cards, USSD, QR, and transfers | Nigeria | 5 |
| Boldswitch | /boldswitch | Local and global payments with US dollars and virtual cards | Nigeria |  |
| Credit Direct | /credit-direct | Borrow, pay over time, and earn interest in one app | Nigeria |  |
| Equitel | /equitel | Calls, data, and Equity Bank mobile money in one SIM | Kenya |  |

## Related pages

- [Product page](/zoto)
- [Alternatives](/zoto/alternatives)
- [Reviews](/zoto/reviews)
- [Transparency](/zoto/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zoto/alternatives?page=6)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)