---
title: "Zoto alternatives"
description: "Compare 118 published alternatives to Zoto."
canonical_url: "https://liners.com/zoto/alternatives?page=5"
markdown_url: "https://liners.com/zoto/alternatives.md?page=5"
type: "product-alternatives"
language: "en"
updated_at: "2026-09-14T21:47:58.109Z"
---

# Zoto alternatives

Compare 118 published alternatives to Zoto.

## Breadcrumbs

- [Zoto](/graveyard/zoto)
- [Alternatives](/zoto/alternatives)

## Summary

Compare 118 published alternatives to Zoto.

## Alternatives

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| SwyftPay | /swyftpay | Send, convert, and spend USD from Nigeria in minutes | Nigeria |  |
| Smilepay | /smile-pay | Send money to Ethiopia instantly and pay bills from abroad | Ethiopia |  |
| BridgePay | /bridgepay | Pay international websites and subscriptions with Naira | Nigeria |  |
| Browpay | /browpay | Browpay automate ecommerce payments, selling, and delivery with escrow. | Nigeria |  |
| Coast | /coast | Trade gift cards and crypto for instant cash payouts | Nigeria | 5 |
| KongaPay | /kongapay | Mobile wallet, payments, and POS tools for Nigeria | Nigeria | 5 |
| Leatherback | /leatherback | Multi-currency accounts and cross-border transfers in one app | Nigeria | 4 |
| PalmPay | /palmpay | Mobile money, savings, bills, and agent cash services | Nigeria | 4.1 |
| Payora | /payora | Recharge, pay bills, send money, and manage virtual USD cards | Nigeria |  |
| Plug.ng | /plug-ng | Pay Nigerian bills, buy data, and book events in one app | Nigeria |  |
| VBank | /vbank | Digital banking platform for managing money, making payments, and accessing financial services online | Nigeria | 4 |
| Manilla Finance | /manilla-finance | Pay Nigerian bills and travel with crypto or cards | Nigeria |  |
| Branch | /branch | Instant smartphone loans, payments, and savings in one app | Nigeria |  |
| Accelerex | /accelerex | Deploy and support POS payments for Nigerian businesses | Nigeria |  |
| CyberPay | /cyberpay | Collect, process, and manage payments across channels | Nigeria |  |
| Paystack | /paystack | Accept online and offline payments across multiple channels | Nigeria | 4.5 |
| Runteller | /runteller | Digital payments that work online or offline | Nigeria |  |
| SureGifts | /suregifts | Buy, personalise, and send gift cards across 200+ merchants | Nigeria |  |
| Touch and Pay (TAP) | /touch-and-pay | NFC payments for offline and online micro-transactions | Nigeria |  |

## Related pages

- [Product page](/zoto)
- [Alternatives](/zoto/alternatives)
- [Reviews](/zoto/reviews)
- [Transparency](/zoto/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zoto/alternatives?page=5)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)