---
title: "Zoto alternatives"
description: "Compare 118 published alternatives to Zoto."
canonical_url: "https://liners.com/zoto/alternatives?page=2"
markdown_url: "https://liners.com/zoto/alternatives.md?page=2"
type: "product-alternatives"
language: "en"
updated_at: "2026-09-14T21:47:58.109Z"
---

# Zoto alternatives

Compare 118 published alternatives to Zoto.

## Breadcrumbs

- [Zoto](/graveyard/zoto)
- [Alternatives](/zoto/alternatives)

## Summary

Compare 118 published alternatives to Zoto.

## Alternatives

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| VaultPay NG | /vaultpay-ng | Pay bills, buy airtime and data, and fund a wallet in Nigeria | Nigeria | 4 |
| Kegow | /kegow | Mobile wallet payments, transfers, and cash withdrawals | Nigeria |  |
| Sahl | /sahl | Recharge prepaid utility cards and pay bills by phone | Egypt |  |
| Onafriq | /onafriq | Interoperable payments across Africa via one integration | South Africa |  |
| Pesapal | /pesapal | Accept M-Pesa, card, and NFC payments across channels | Kenya |  |
| Tingtel App | /tingtel-app | Swap, sell, and pay bills with Nigerian airtime | Nigeria |  |
| IDA Pay | /ida-pay | One wallet for transfers, bills, and online card payments | Nigeria |  |
| Speso | /speso | Send money, pay bills, and shop online from one app | Ghana |  |
| Cashi | /cashi | Send, receive, and pay instantly with a secure digital wallet | Sudan | 4 |
| Lesaka EasyPay | /lesaka-easypay | Pay bills, buy prepaid, and manage fines online in SA | South Africa |  |
| NITA Money Transfer | /nita-money-transfer | Send money and pay everyday bills from a mobile wallet | Niger |  |
| Prime Biller | /prime-biller | Pay airtime, data, electricity, and TV subscriptions in one place | Nigeria |  |
| Quickteller | /quickteller | Pay bills, buy airtime, and transfer money in one place | Nigeria |  |
| tpay Mobile | /tpay-mobile | Accept mobile payments across META with one API | Egypt |  |
| ReachAfrika | /reachafrika | Pay bills, play quizzes, and win rewards | Nigeria |  |
| AjoMoney | /ajomoney | Alternative finance for underserved Africans. | Nigeria |  |
| Cardgoal | /cardgoal | Trade gift cards for instant cash and pay bills in one app | Nigeria |  |
| CardKK | /cardkk | Exchange gift cards for instant NGN or GHS payouts | Nigeria |  |
| EasySpend | /easyspend | Convert crypto to Naira and spend online with USD cards | Nigeria |  |

## Related pages

- [Product page](/zoto)
- [Alternatives](/zoto/alternatives)
- [Reviews](/zoto/reviews)
- [Transparency](/zoto/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zoto/alternatives?page=2)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)