---
title: "Zima Cash: Short-Term Installment Loans"
description: "Apply online for instant short-term installment loans in Tanzania, often disbursed same day. Late fees can reach ~2% of amount due per day."
canonical_url: "https://liners.com/zima-cash"
markdown_url: "https://liners.com/zima-cash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/zimacash/screenshot.webp?v=1786022350856"
published_at: "2026-08-07T13:40:24.451Z"
updated_at: "2026-09-30T03:01:22.604Z"
---

# Zima Cash: Short-Term Installment Loans

Apply online for instant short-term installment loans in Tanzania, often disbursed same day. Late fees can reach ~2% of amount due per day.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Zima Cash](/zima-cash)

## Summary

Get instant installment loans in Tanzania

A digital lending service for individuals in Tanzania to apply for short-term installment loans online and receive same-day disbursement, with clear repayment terms.

## Product details

| Field | Value |
| --- | --- |
| Website | https://zimacash.co/en |
| Tagline | Get instant installment loans in Tanzania |
| Primary country | Tanzania |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Zima Cash is a **digital lending service** for individuals in Tanzania who need **instant, short-term installment loans** through a fully online application process.

Key capabilities include:
- **Instant loan applications and disbursement**, with funds often sent to a user’s account on the same day
- **Installment repayments**, with defined repayment terms and charges for overdue loans (including a stated late fee that can reach about **2% of the total amount due per day**)
- **Digital identity and credit checks** that use **financial SMS and other phone data** to help verify identity and assess creditworthiness
- **Business-hours customer support**, typically available Monday to Friday (excluding public holidays)

Available on **Web** and **Android**.

It targets **consumer borrowers in Tanzania** looking for quick access to short-term financing without physical paperwork.

Notability in-market comes from operation by **Temeria Microfinance Limited** and inclusion among **Bank of Tanzania licensed digital lending platforms**, which signals local regulatory oversight and borrower protection expectations for Tanzanian digital lenders.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/zima-cash/alternatives)
- [Reviews](/zima-cash/reviews)
- [Transparency](/zima-cash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zima-cash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)