---
title: "Zenith Bank: Banking App in Nigeria & Ghana"
description: "Open personal/SME accounts, pay bills and collect payments, manage cards (incl. virtual), and bank via USSD *966*0# in Nigeria & Ghana."
canonical_url: "https://liners.com/zenith-bank"
markdown_url: "https://liners.com/zenith-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/zenith-bank/screenshot.png?v=1786753579327"
published_at: "2026-08-15T00:22:08.064Z"
updated_at: "2026-09-28T05:10:35.844Z"
---

# Zenith Bank: Banking App in Nigeria & Ghana

Open personal/SME accounts, pay bills and collect payments, manage cards (incl. virtual), and bank via USSD \*966\*0# in Nigeria & Ghana.

## Breadcrumbs

- [Banking](/categories/banking)
- [Zenith Bank](/zenith-bank)

## Summary

In Your Best Interest

A banking platform for individuals, SMEs, and corporates offering accounts, cards, internet banking, Z-Mobile app, USSD \*966\*0#, payments, and trade services.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.zenithbank.com/ |
| Tagline | In Your Best Interest |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Zenith Bank is a banking platform for individuals, SMEs, and corporate or institutional customers in Nigeria and Ghana, providing account, payments, and digital banking services through web and mobile channels.

Key capabilities include:

- **Personal and business accounts** with information for savings, current, diaspora, Aspire, children’s, foreign exchange, and foreign currency accounts, plus SME and corporate account options
- **Digital banking channels** via **Internet Banking** (personal and corporate), the **Z-Mobile** app, and **USSD banking** using (****966**0#)** for self-service actions such as account opening
- **Cards and everyday banking tools** including debit, credit, prepaid, virtual, platinum, gold, and SME business card options, plus **loan calculators**, an **ATM locator**, **currency converter**, and **daily FX rates**
- **Payments and trade services** such as **Merchant Pay**, **bill payments**, **Pay By Link**, money transfer services, and trade finance support including **letters of credit**, **bills for collection**, **guarantees**, and **open account** services

Available on **Web**, **Android**, and **iOS**.

Target users include **retail customers**, **SMEs**, and **corporate or institutional** banking clients in Ghana who need online banking, card services, merchant collections, and trade-related banking support.

Notable in the Nigerian market context: Zenith Bank (founded **1990**) is a major Nigerian financial institution, and the presence of an interruption page indicates the site uses anti-bot controls to protect online access. For support, the provided contacts include **[zenithdirect@zenithbank.com](mailto:zenithdirect@zenithbank.com)** and **[mobilemoneysupport@zenithbank.com](mailto:mobilemoneysupport@zenithbank.com)**.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/zenith-bank/alternatives)
- [Reviews](/zenith-bank/reviews)
- [Transparency](/zenith-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zenith-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)