---
title: "Zeam: Cross-Border Payments in Africa — Download"
description: "Send and receive cross-border payments via phone number/handle, top up and cash out on local rails in SA, Kenya & Mauritius; connects 65 countries."
canonical_url: "https://liners.com/zeam"
markdown_url: "https://liners.com/zeam.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/zeam/screenshot.webp?v=1774424520237"
published_at: "2026-03-25T07:35:55.545Z"
updated_at: "2026-10-06T12:25:05.414Z"
---

# Zeam: Cross-Border Payments in Africa — Download

Send and receive cross-border payments via phone number/handle, top up and cash out on local rails in SA, Kenya & Mauritius; connects 65 countries.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Zeam](/zeam)

## Summary

Move money globally with local top-ups and cash-outs

A global money movement platform for individuals, merchants, and businesses to send and receive cross-border payments, pay locally, and cash out via local rails.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.zeam.money/ |
| Tagline | Move money globally with local top-ups and cash-outs |
| Primary country | South Africa |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Zeam is a global money movement platform for **individuals, merchants, and businesses** that need to send and receive money across countries while staying connected to local payment rails.

Key capabilities include:
- **Cross-border send and receive** using a **phone number or handle**, with **instant confirmations**, receipts, and clear steps throughout the transfer
- **Local top-ups and withdrawals**, letting users add funds via familiar methods (including **bank** and **mobile options**) and cash out through supported local channels
- **Everyday payments**, including **scan-to-pay in person** and buying **vouchers** for online checkout
- **Merchant and business tools** to **accept payments** from customers, **sell digital products and vouchers**, and **pay suppliers** with transparent costs and proof of payment

Available on **Web, Android, and iOS**.

It targets **B2C and B2B** use cases, including personal remittances, merchant collections, and cross-market business settlements.

Notable in an African context, it connects users to **local payment rails across 65 countries**, supports transparent fee breakdowns (including **no monthly fees for individuals**), and includes **ZeamID** for reusable identity verification and secure approvals across accounts and associations.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Enterprise](/tags/enterprise): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Mauritius](/countries/mauritius): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/zeam/alternatives)
- [Reviews](/zeam/reviews)
- [Transparency](/zeam/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zeam)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)