---
title: "Zash Loan: Personal Loan App in Kenya — Fees"
description: "Get mobile loans in Kenya to your M-PESA in minutes: borrow KSh 800–50,000 (first from KSh 500), repay in 91–365 days. Late fee 2.5%/day."
canonical_url: "https://liners.com/zash-loan"
markdown_url: "https://liners.com/zash-loan.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/zash-loan/screenshot.webp?v=1782770961746"
published_at: "2026-05-26T14:48:35.905Z"
updated_at: "2026-08-31T05:10:26.554Z"
---

# Zash Loan: Personal Loan App in Kenya — Fees

Get mobile loans in Kenya to your M-PESA in minutes: borrow KSh 800–50,000 (first from KSh 500), repay in 91–365 days. Late fee 2.5%/day.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Zash Loan](/zash-loan)

## Summary

Get personal loans to your M-PESA account in minutes

A Kenya-based digital lending app for M-PESA users to apply for mobile loans, receive funds to M-PESA, and repay via Paybill or in-app M-PESA.

## Product details

| Field | Value |
| --- | --- |
| Website | https://zashloan.com/ |
| Tagline | Get personal loans to your M-PESA account in minutes |
| Primary country | Kenya |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Zash Loan is a Kenya-focused **digital lending** mobile app for individuals who want to apply for short- to medium-term loans and receive funds to an **M-PESA** account.

Key capabilities include:

- **Mobile loan application in-app**: users register with an **M-PESA mobile number** and provide details such as **National ID**, names matching the ID, place of work, and physical address.
- **Loan amounts and terms**: the website advertises **KSh 800 to KSh 50,000** with repayment periods of **91 to 365 days**; first loans can start from **KSh 500** and can increase over time with early or on-time repayment.
- **M-PESA disbursement and repayment**: once approved, funds are sent to **M-PESA**; repayments can be made via **M-PESA Paybill 733555** (using the borrower’s phone number as the account number) or through the app.
- **Repayment management and promotions**: late repayments incur **2.5% per day** late interest (per the FAQ); the service also supports **repayment extensions** and app-based **repayment/borrow coupons** managed under a Bonus page.

Available on **Android** (Google Play). The **website is informational** and directs users to download the app.

Targeted at **Kenyan consumers** (including micro-business borrowers) who use M-PESA and need a fully digital loan option without relying on traditional credit records.

Notable in Kenya’s fintech market for its tight **Safaricom M-PESA** repayment flow, stated **Central Bank of Kenya digital lender regulation**, and its disclosure that it is a **subsidiary of Zillions Credit Limited**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/zash-loan/alternatives)
- [Reviews](/zash-loan/reviews)
- [Transparency](/zash-loan/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/zash-loan)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)