---
title: "XPay: Payment Gateway in Egypt — Fees"
description: "Accept online payments in Egypt via API or payment links; cards, wallets, QR and installments. Fees: 2.5% + 2.5 EGP local, 2.75% intl."
canonical_url: "https://liners.com/xpay"
markdown_url: "https://liners.com/xpay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/xpay/screenshot.webp?v=1773251817381"
published_at: "2026-03-21T14:18:42.539Z"
updated_at: "2026-10-06T16:02:58.239Z"
---

# XPay: Payment Gateway in Egypt — Fees

Accept online payments in Egypt via API or payment links; cards, wallets, QR and installments. Fees: 2.5% + 2.5 EGP local, 2.75% intl.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [XPay](/xpay)

## Summary

Accept online payments in Egypt with flexible checkout options

An online payment gateway for Egyptian businesses to accept card, wallet, QR, installment, and payment link transactions with API integration and a monitoring dashboard.

## Product details

| Field | Value |
| --- | --- |
| Website | https://xpay.app/ |
| Tagline | Accept online payments in Egypt with flexible checkout options |
| Primary country | Egypt |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

XPay is an online payment gateway and fintech platform for businesses and organizations in Egypt that need to collect and track digital payments.

Key capabilities include:

- **Payment gateway with API integration** for websites and apps, supported by step-by-step API documentation and onboarding that can be completed in **under 24 hours**.
- **Direct Orders and Payment Links**, including **Payment Links APIs** to generate links from existing systems and receive transaction updates, useful for merchants that want to charge customers without building a full checkout.
- **Event management and ticketing**, covering event creation and ticket sales through a dedicated events flow.
- **Pay Button** for an embeddable, **no-code** checkout option that can be added to a website quickly.

It supports multiple payment methods, including **credit, debit, and Meeza cards**, **smart and mobile wallets**, **QR codes**, **reference codes**, and **installments/BNPL**. A **dashboard** provides real-time transaction tracking, data insights, user management with custom admin roles, and logging for off-system transactions.

Available on **Web** with **API** access.

Target users include Egyptian online businesses of different sizes, plus communities (such as clubs, schools, and residential compounds) and event organizers that need centralized payment collection and reporting.

Notable for its Egypt-focused payment coverage, **bi-weekly payouts** (Mondays and Wednesdays), **zero subscription fees** (transaction-based pricing applies), and stated compliance with **PCI DSS** and **OWASP** standards, supporting regulated payment operations in the local market.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Egypt](/countries/egypt): Market

## Related pages

- [Alternatives](/xpay/alternatives)
- [Reviews](/xpay/reviews)
- [Transparency](/xpay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/xpay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)