---
title: ""
description: ""
canonical_url: "https://liners.com/xend"
markdown_url: "https://liners.com/xend.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/xendnow/screenshot.webp?v=1787607919712"
published_at: "2026-09-01T17:28:45.016Z"
updated_at: "2026-09-01T21:05:15.968Z"
---

# 

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Xend](/xend)

## Summary

Instant bank payouts into the UEMOA XOF zone

A regulated payments API for PSPs, payroll, and remittance providers to send cross-border payouts from Canada into UEMOA bank accounts with fast settlement.

## Product details

| Field | Value |
| --- | --- |
| Website | https://xendnow.com/ |
| Tagline | Instant bank payouts into the UEMOA XOF zone |
| Primary country | Côte d'Ivoire |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Xend is a regulated payment infrastructure product for B2B platforms that need to pay out into bank accounts across the UEMOA (XOF) zone, particularly for PSPs, payroll, remittance, trade settlement, and travel payouts.

Key capabilities include:
- **Instant bank settlement** using pre-funded local liquidity, with a stated median settlement of ~8–9 seconds from initiation to confirmed deposit
- **Single payouts API across 8 UEMOA countries**, supported corridors include **Canada → UEMOA/XOF**, with supported currencies listed as **XOF, EUR, USD, and CAD**
- **Direct bank integrations** across **80+ banks**, with reach stated as **30M+ bank accounts** in the zone
- **Deterministic tracking and reconciliation**, including **webhook-based status updates** (TLS and HMAC-signed) and reconciliation exports in **CSV, JSON, and ISO 20022**

Available via **Web dashboard and API** (public API noted as private beta as of Q1 2026).

Targeted at **PSPs, payroll platforms, remittance providers, commodity and trade settlement businesses, and travel vendors** that need high-value bank deposits rather than mobile wallet rails.

Notable for its compliance posture across both ends of the Canada → UEMOA flow, citing operation by **Xend Inc.** as a **FINTRAC-registered MSB** and **Xend UEMOA SA** under a **BCEAO Payment Service Provider licence**, alongside bank-confirmed payout visibility designed for audit and reporting needs.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Benin](/countries/benin): Market
- [Burkina Faso](/countries/burkina-faso): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Guinea-Bissau](/countries/guinea-bissau): Market
- [Mali](/countries/mali): Market
- [Niger](/countries/niger): Market
- [Senegal](/countries/senegal): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/xend/alternatives)
- [Reviews](/xend/reviews)
- [Transparency](/xend/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/xend)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)