---
title: "Woodcore: Core Banking and Banking APIs"
description: "Launch digital banking in Nigeria with 400+ core banking APIs for savings, loans and reporting, plus BaaS wallets, virtual accounts and payments."
canonical_url: "https://liners.com/woodcore"
markdown_url: "https://liners.com/woodcore.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/woodcore/screenshot.webp?v=1772229095895"
published_at: "2026-02-27T22:06:50.054Z"
updated_at: "2026-08-31T05:10:26.109Z"
---

# Woodcore: Core Banking and Banking APIs

Launch digital banking in Nigeria with 400+ core banking APIs for savings, loans and reporting, plus BaaS wallets, virtual accounts and payments.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Woodcore](/woodcore)

## Summary

Composable core banking APIs for digital financial products

A cloud-native core banking platform for banks, fintechs, and credit unions to launch digital banking products using modular APIs, mobile field tools, and BaaS integrations.

## Product details

| Field | Value |
| --- | --- |
| Website | https://woodcore.co/ |
| Tagline | Composable core banking APIs for digital financial products |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Woodcore is a cloud-native **core banking platform** for commercial banks, microfinance banks, neobanks, fintechs, and credit unions building and scaling digital banking products.

Key capabilities include:

- **Modular core banking APIs** (400+ APIs) for core operations such as **savings**, **loans**, **transactions**, and **reporting**, designed to support configurable, product-based banking.
- **Flexible deployment options** with cloud hosting support on **AWS**, **Huawei Cloud**, and **GCP**, plus an **on-premises** deployment option for institutions with strict infrastructure requirements.
- **Field Officer Mobile App** for frontline and agent workflows, including **customer onboarding**, **transaction processing**, and **loan origination**, with instant syncing back to the core system.
- **Banking-as-a-Service (Pooler)** for embedding **digital wallets**, **virtual accounts**, and **payments** into third-party products via APIs, aimed at platforms that want to add financial features without building banking infrastructure.

Available via **Web**, **APIs** (with API documentation)

Target users include **commercial and microfinance banks**, **credit unions**, **fintechs and neobanks**, plus **SMEs**, **e-commerce**, **logistics**, and **agency banking** businesses using BaaS to embed accounts and payments.

Notable context: founded in **2020**, the platform is **ISO 27001 certified** and is used by financial institutions in markets including **Nigeria**, **Gambia**, and **Zimbabwe**, with stated focus across **Eastern and Western Africa** (and expansion to South Asia and the Middle East).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BaaS](/tags/baas): Product feature or technology
- [SaaS](/tags/saas): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/woodcore/alternatives)
- [Reviews](/woodcore/reviews)
- [Transparency](/woodcore/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/woodcore)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)