---
title: "Wema Bank: Bank Accounts, Loans and Cards"
description: "Bank, transfer and pay bills in Nigeria via ALAT app or *945#—check balance, buy airtime, get debit/credit/prepaid cards and loans."
canonical_url: "https://liners.com/wema-bank"
markdown_url: "https://liners.com/wema-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/wemabank/screenshot.webp?v=1786698998311"
published_at: "2026-08-14T23:48:35.415Z"
updated_at: "2026-09-28T05:10:34.514Z"
---

# Wema Bank: Bank Accounts, Loans and Cards

Bank, transfer and pay bills in Nigeria via ALAT app or \*945#—check balance, buy airtime, get debit/credit/prepaid cards and loans.

## Breadcrumbs

- [Banking](/categories/banking)
- [Wema Bank](/wema-bank)

## Summary

Everyday banking, loans, and digital payments in Nigeria

A Nigerian commercial bank offering personal and business banking, loans, cards, and digital banking for individuals and corporate customers in Nigeria.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.wemabank.com/ |
| Tagline | Everyday banking, loans, and digital payments in Nigeria |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Wema Bank is a Nigerian commercial bank that provides banking and financial services to **individuals** and **corporate customers** in Nigeria.

Key capabilities highlighted across its channels include:
- **Personal banking and accounts**, including day-to-day banking services for retail customers
- **Loans** for eligible customers
- **Debit, credit, and prepaid cards** for payments and cash access
- **Digital banking** through ALAT (described as a fully digital banking platform) and **e-banking via *945#** for services such as **account balance checks**, **funds transfers**, **airtime recharge**, and **bill payments**

Available on **Web**, **Android**, and **iOS**.

It targets both **B2C** retail users and **B2B** or corporate banking clients in Nigeria, including individuals who want mobile-first banking and organisations that need traditional commercial bank services.

Notable in the Nigerian market for positioning ALAT as **Africa’s first fully digital bank**, and for publishing multiple dedicated support and governance contact channels, including **Purple Connect** customer support, **fraud reporting**, **whistleblowing**, and **investor relations**.

## Features

- [Banking](/categories/banking): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/wema-bank/alternatives)
- [Reviews](/wema-bank/reviews)
- [Transparency](/wema-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/wema-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)