---
title: "WayaWaya: Chat Payments in Kenya"
description: "Automate sales and payments in Kenya via WhatsApp, Instagram, Telegram and more. Drag-and-drop chatbots; take cards, mobile money, USSD & bank."
canonical_url: "https://liners.com/wayawaya"
markdown_url: "https://liners.com/wayawaya.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/wayawaya/screenshot.webp?v=1772970869398"
published_at: "2026-03-08T11:56:06.053Z"
updated_at: "2026-10-05T05:13:35.178Z"
---

# WayaWaya: Chat Payments in Kenya

Automate sales and payments in Kenya via WhatsApp, Instagram, Telegram and more. Drag-and-drop chatbots; take cards, mobile money, USSD & bank.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [WayaWaya](/wayawaya)

## Summary

Cross border commerce on conversational platforms, You are in control!

A conversational AI and no-code platform for businesses and entrepreneurs to automate payments, sales, and digital banking across WhatsApp and social apps.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.wayawaya.com/ |
| Tagline | Cross border commerce on conversational platforms, You are in control! |
| Primary country | Kenya |
| Platforms | Web, Android, API, Chat Based |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

WayaWaya is a conversational AI and no-code payments and digital banking platform for businesses, entrepreneurs, and their customers who want to transact and get support inside chat and social apps.

Key capabilities include:

- **Borderless payments inside messaging and social platforms**: request and collect payments on **WhatsApp, Messenger, Facebook, Instagram, and Telegram**, as well as via **apps, web, and APIs**, without complex setup.
- **No-code conversational journeys**: use **drag-and-drop tools** to configure chatbot flows and payment requests, including journeys for sales, support, and FAQs.
- **Multi-rail transactions and settlements**: accept **instant bank**, **USSD banking**, **debit/credit card**, and **mobile money** payments and then settle to **bank accounts** and **mobile money**.
- **Digital banking and money management**: attach **multiple accounts** (wallets, cards, banks), manage expenses, automate savings goals, and handle recurring bill reminders and payments.

Available on **Web**, **Android**, and via **API**.

Targeted at **B2B** use cases, including SMEs that want sales and customer support automation in chat and consumers who need app-based digital banking tools.

Notable in the African market context, the company (founded in **2016** and based in **Nairobi, Kenya**) developed a WhatsApp banking solution for Housing Finance Group and was acquired by **Ajua** in 2021 to integrate its payment bot technology.

## Features

- [Fintech](/categories/fintech): Category
- [AI Agent](/tags/ai-agent): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Conversational AI](/tags/conversational-ai): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [No-Code/Low-Code](/tags/no-code-low-code): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/wayawaya/alternatives)
- [Reviews](/wayawaya/reviews)
- [Transparency](/wayawaya/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/wayawaya)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)