---
title: "Wave alternatives"
description: "Compare 28 published alternatives to Wave."
canonical_url: "https://liners.com/wave/alternatives?page=2"
markdown_url: "https://liners.com/wave/alternatives.md?page=2"
type: "product-alternatives"
language: "en"
updated_at: "2026-10-05T14:26:48.020Z"
---

# Wave alternatives

Compare 28 published alternatives to Wave.

## Breadcrumbs

- [Wave](/wave)
- [Alternatives](/wave/alternatives)

## Summary

Compare 28 published alternatives to Wave.

## About these alternatives

The best **Wave alternatives** in 2026 are [Momo](https://liners.com/momo), [Send App](https://liners.com/send-app), [Tbay](https://liners.com/tbay), [Katika](https://liners.com/katika), and Moov Africa Burkina Faso. The right pick depends on where you live, whether you need cross-border remittances or local mobile money, and how you prefer to cash out (agent, bank, or wallet).

Wave is a mobile money app for consumers in African markets, used to deposit and withdraw funds, send money for a 1% fee, pay bills for free, and buy airtime on Android and iOS.

People usually look for apps like Wave when they move to a country where Wave is not available, need international transfers to banks or cash pickup (not just local wallet-to-wallet), or want a service that matches their cash-out reality, for example a stronger agent network, specific mobile money rails, or broader country coverage. None of this makes Wave a poor choice; it means the market now has specialists worth comparing.

## What to Compare When Choosing a Wave Alternative
- **Country coverage**: start by checking if the app supports your exact market, not just “Africa” in general.
- **Mobile money rails supported**: confirm it pays out to the wallets people use locally (and not only to bank accounts).
- **Cash-out options**: look for agent cash pickup, bank withdrawal, or wallet withdrawal, depending on how you access cash day to day.
- **Transfer type**: separate local P2P transfers from cross-border remittances, they behave differently on speed and limits.
- **Bill payments**: verify the billers you pay are supported, plus any fees for bills versus transfers.
- **Fees you will feel**: compare transfer fees, FX margins (for remittances), and any cash-out charges.
- **Support you can reach**: check for in-app support and a phone line where available, especially if you rely on agents.

Use Liners to filter Wave competitors by country, [Mobile Money](/tags/mobile-money), [Remittances](/tags/remittances), and [Bill Payments](/tags/bill-payments), then compare fee types and cash-out methods side by side.

## Compare Wave Competitors by What You Need
- **If you mainly want mobile money across multiple African markets**: [Momo](https://liners.com/momo) covers a long list of countries including Uganda, Cameroon, and Côte d'Ivoire.
- **If you need cross-border transfers (to bank, mobile money, or cash pickup)**: [Send App](https://liners.com/send-app) supports transfers to banks, mobile money wallets, or cash pickup, and operates across countries including Kenya, South Africa, and Senegal.
- **If you are sending money to Cameroon from Europe**: [Katika](https://liners.com/katika) is built for the Europe to Cameroon corridor, with MTN or Orange Money payouts and real-time tracking.
- **If you want diaspora-to-Africa sends in major currencies**: [Zobo Money](https://liners.com/zobo-money) supports sending USD, GBP, EUR, or CAD to recipients in markets including Ghana, Nigeria, Senegal, Cameroon, and Côte d'Ivoire.

Scroll the Liners directory below to find more [Fintech](/categories/fintech) options similar to Wave, then filter by [Uganda](/countries/uganda), [Senegal](/countries/senegal), [Mali](/countries/mali), [Cameroon](/countries/cameroon), [Burkina Faso](/countries/burkina-faso), [Côte d'Ivoire](/countries/cote-divoire), or [Gambia](/countries/gambia) to see what you can use instead of Wave in your country.

## Alternatives

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Sendwave | /sendwave | Send international money to loved ones in seconds | Kenya |  |
| Mama Money | /mama-money | Send money from South Africa to 70+ countries | South Africa |  |
| NALA | /nala | Send money from the US, UK, and EU to Africa and Asia | Tanzania |  |
| M-PESA Africa | /m-pesa-africa | Mobile money transfers and payments across African markets | Kenya |  |
| Pesa | /pesa | Send, receive, and convert money across borders fee free | Nigeria |  |
| LemFi | /lemfi | Send money abroad fast with competitive exchange rates | Nigeria |  |
| PayQin | /payqin | International payments funded by mobile money and cards | Côte d'Ivoire |  |
| Hope PSBank | /hope-psbank | Digital banking, transfers, and bill payments by phone number | Nigeria | 5 |
| MVola | /mvola | Mobile money for everyday payments, transfers, and savings | Madagascar |  |

## Related pages

- [Product page](/wave)
- [Alternatives](/wave/alternatives)
- [Reviews](/wave/reviews)
- [Transparency](/wave/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/wave/alternatives?page=2)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)